Find Cheap Car Insurance Quote For 17 Year Old Drivers In Minutes Online
It is highly difficult to secure affordable auto insurance for 17 year old female or male drivers. Most of the insurers perceive much greater degree of risks in providing car coverage to drivers belonging to this category. On an average, premiums for 17 year old drivers are more than $7,000 per year and this is primarily due to lack of proper driving experience. But still, there could be some way to save money on premiums.
Eviosinsurance.us can actively assist you to explore free proposals from the best car insurance companies for 17 year olds through an online process that is absolutely easy, simple and hassle-free. You may use our expertise to determine your chances of securing a discounted auto insurance coverage. We work with standard and non-standard companies, so you could be in a much better position to obtain car coverage that best fits your specific driving needs and budget. Get Quote Now.
Tips To Find The Cheapest Car Insurance For 17 Year Old Male or Female Drivers
It could be further possible to reduce overall costs on auto insurance for a 17 year old boy or girl by taking the below mentioned factors into consideration at the time of researching your options:
Drive an old used car:
Old used cars are cheaper to insure as compared to expensive brand new cars, luxury sedans or SUVs. But just make sure that the used car that you drive has numerous safety features like anti-theft alarm, side airbags, anti-lock braking system, etc. And if your vehicle is over 5 to 7 years old, you can even drop expensive comprehensive and collision coverage features for further bringing down premium costs.
Inquire about discounts:
Cheap car insurance for 17 year old female on average is easier to get. But as a 17 year old driver, you can check whether you are eligible for receiving good student, safe driver and away from home discount. Talk to a competent local agent to learn more about your chances of qualifying for a discounted 17 year old driver’s auto insurance package. It will help in lowering premium costs substantially and thus, accrue additional savings.
Have clean driving slate:
One way to qualify for low sustainable insurance rates is to maintain a clean driving record. By getting enrolled for a training course for learning safe driving techniques, you may become a more responsible driver on road. It is possibly the only method to stay away from reckless driving practices and obey traffic rules as well as regulations. Multiple accidents or too many tickets for traffic violations can hamper your chances of securing lower rates.
Drive limited miles annually:
The cost of car insurance for a 17 year old male or female driver can be lowered by driving less number of miles annually. If you drive fewer miles during the year, the overall probability of your meeting with an accident will be much lower. Some insurers take this factor into consideration while assessing car coverage risks and calculating premiums.
Get and compare free quotes:
Shopping is the key for finding the best as well as the most affordable 17 year old driver’s auto insurance quote. But the multiple quotes comparison task can be highly exhaustive and complicated. To do away with the rigors of the process, you can seek help from a competent local agent or broker service. Such a prerogative may even enable you to make an informed decision on your purchase.
Determine Eligibility To Obtain Premium Discounts For 17 Year Old Drivers
Qualifying for discounts is the best way to keep price of car insurance for a 17 year old female or male driver within your budget. Insurers provide different types of premium discounts as mentioned below.
- Driver’s education: You may get up to 5% discount on premium for 17 year old driver’s vehicle insurance if you passed out a driver’s education course that is required as per guidelines prescribed by your state for issuing license.
- Good student relief: An additional premium discount of up to 15% can be secured if you have maintained GPA of 3.0 or above or an average B grade in your academics on a consistent basis for last two years.
- Sign driving contract: You can sign a driving contract with your parents by specifying driving hours and obtain an extra 5% discount on premium.
How To Get The Cheapest Car Insurance For 17 Year Old Boy Or Girl Driver?
While your ability to get the cheapest auto insurance for a 17 year old male or female driver could depend on the type, make and model of vehicle which you are driving, there could be few ways to save money on premiums. Here is some vital information regarding the same.
GET NAME ADDED TO PARENT’S POLICY
If you get your name added to your parent’s auto insurance cover then you may not be required to purchase separate policy. While premium charged for your parent’s car insurance coverage could go up substantially, you can save money on buying a full coverage 17 year old driver’s auto insurance which is expensive.
ENROL FOR DEFENSIVE DRIVER TRAINING
By getting enrolled for a training course to learn safe driving techniques when on road, you could be a more responsible driver. If you maintain the tag of a safer driver, majority of the insurers will offer you special premium discount. So, make sure that you obey traffic rules and regulations at all times.
MAINTAIN GOOD GRADES IN ACADEMICS
Average auto insurance rates for 17 year olds male or female drivers are high but if you have maintained good grades in your high school or college consistently for the last couple of years or more, you may be provided a special discount on premium that can be extremely useful for lowering your annual car insurance premium amount drastically.
DRIVE LESS NUMBER OF MILES ANNUALLY
In case, your college is within 100 miles of your home, you can leave your car at house and use public transportation system for going to college or high school. Insurers provide premium discount for driving less number of miles each year. They may install a device in your car for monitoring the number of miles being driven.
So, there are many ways to save money on this car insurance. You will finally get great discounts.
Get Cheap Car Insurance For 17 Year Old Girl Or Boy With Help Online Now
To save money on auto insurance for 17 year olds, you can get your name added to your parent’s existing policy. This way you will not have to purchase separate car insurance coverage but the premium amount for your parent’s car coverage would increase. Ask your parents to include your name as a listed driver on their auto insurance cover.
Alternatively, if you decide to buy separate 17 year old driver’s car insurance policy then state laws may require you to furnish certificate of consent signed by your parent for registration of vehicle in their teen’s name. To know more about your options for insuring your car at an affordable premium, fix free appointment with a local expert online today!
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